Personal Insurance
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High Net Worth Personal

As a High Net Work client, you should expect a comprehensive review of your loss exposures by a professional insurance broker with at least 20 years of experience.

  • Your Home insurance should be the most comprehensive available
  • Worldwide liability coverage is automatically included
  • Extended replacement of your home to make sure you will be completely covered
  • Earthquake coverage with an A rated, admitted, Insurance Company
  • Cash settlement option if you choose not to rebuild in the same location
  • Coverage for back up of sewers and drains
  • Deductible waived if the claim exceeds $50,000
  • Adequate loss of use limit to maintain your current standard of living
  • Concierge-level claims service

Options such as:

  • Liability limits up to $100,000,000
  • Home invasion, child abduction, kidnapping
  • Deductibles available up to $100,000
  • Flood coverage
  • Car insurance can include reimbursement for a rental - up to $12,500 per claim
  • Agreed Value clause to avoid underinsurance penalties
  • Total loss deductible waiver

When you experience a loss with one of our High Net Worth insurance companies, you should expect the claim to be taken care of immediately, to your satisfaction...period!